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The requirements for determining eligibility for SSI benefits

There are various government programs afforded to those suffering disabilities. Whether you acquired a disability at birth or suffered one later in life due to an illness or injury, living with a disability can present some financial challenges and hardships. Therefore, those living with disabilities have the opportunity to seek benefits through Supplemental Security Income.

In order to obtain SSI benefits, an individual in Texas or elsewhere needs to meet certain requirements. If these requirements are met and eligibility is confirmed, the applicant is likely to enjoy the benefits of this program.

In order to be eligible for SSI benefits, one must be 65-years-old or older, blind or disabled. Additionally, an applicant must have limited income, limited resources, be a U.S. citizen or national, be a resident of one of the 50 states, not be absent from the country for a full calendar month or for 30 consecutive days or more, not be confined to an institution at the government's expense, apply for other cash benefits or payments the applicant may be eligible for, give the Social Security Administration permission to contact any financial institution to request any financial records, file an application and meet other specific requirements.

With regards to the term disabled, this means that the applicant has a medically determinable physical or mental impairment that results in the inability to do any substantial gainful activity, can be expected to result in death or is expected to last for a continuous period of not less than 12 months. Limited income means the money earned from work, money received from other sources and free food and shelter. Lastly, limited resources means the things owned, such as cash, bank accounts, land, vehicles, personal property, life insurance and anything else owned that could be converted to cash.

Meeting the requirements for SSI benefits can sometimes be complex and challenging. Applicants may find it difficult to determine whether they are eligible for these benefits and the process they may have to undergo to recover them. Therefore, it is important to understand this process and the rights afforded to applicants.

Source: Ssa.gov, "Supplemental Security Income (SSI) Eligibility Requirements," accessed Jan. 28, 2017

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