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March 2017 Archives

What does the change in SSD evidentiary rules mean for me?

2016 was the first time there was a year to year decrease in the number of people receiving Social Security disability benefits since 1988, the earliest year from which data is available. The trend has carried on into the New Year, as the number fell from 8.89 million in 2016 to 8.79 million in 2017. This is the lowest level in five years. The annual applications for SSD benefits have also seen a decline, from 2.93 million in 2010 to 2.32 million in 2016.

Don't get overwhelmed at SSD review time, get help

Houston residents are fortunate enough to live in a country where the governmental offices are comparatively efficient and responsive. They still must heave a sigh of relief when their Social Security paperwork is not only complete, but also accepted. They can finally receive the much-needed financial assistance they deserve. However, as mentioned in last week's post, the Social Security Administration (SSA) conducts periodic review of claimants to figure out if they still need to receive payments and this can fluster people who are receiving the payments.

Social Security Administration's definition of a disability

Suffering from a serious disability that prevents you from working can be nerve-wracking. If you're lucky, you have family members and friends who can support you until you get approved for benefits. In the meantime, you will want to be as proactive as possible in submitting your Social Security disability insurance application.

What do I need to know about a disability review?

For Houstonians who have been approved for Social Security disability benefits, there are still rules that are part of the process and must be fully understood and followed. One is that the Social Security Administration will conduct periodic reviews of claimants to determine if they still need to receive disability payments. This is not directed at any particular individual. It is simply one of the requirements when receiving benefits.

Will Social Security benefits be cut next year?

In 2016, the Social Security Board of Trustees issued a report warning that by 2020, the program will essentially bankrupt by 2034. Currently the program retains $2.8 trillion to pay out to beneficiaries, but by 2020 they will have to start tapping that fund and resort to a "budget neutral" status. That means that only the money being collected in payroll taxes can be paid out and people will start receiving less and less.

Which mental conditions qualify for Social Security benefits?

Houston residents, like many around the country, do not hesitate from putting in long hours at work to get the job done. Not ones to shy away from doing hard work, often times they might find themselves working through illnesses and injuries, brushing them off as not a big deal. However, when someone is suffering from a mental condition that affects their ability to function normally, whether it is long or short term, that person should consider filing for disability benefits rather than put their own selves and others in danger.

The difference between SSI and SSDI benefits

While it is easy for Houston, Texas, resident simply to group every disability benefit provided by the Social Security Administration under one label, the federal government in fact affords disability benefits under two separate programs, which are commonly referred to as SSDI and SSI, or Supplemental Security Income.