Texans who are in sufficient financial need, are blind, aged or disabled can seek Supplemental Security Income from the Social Security disability program. To receive SSI-related benefits, the claimant must also meet the medical requirements. In some instances, there is a need for a special medical examination or a test to be given to make a final determination as to whether the claimant qualifies.
Like Social Security Disability (SSD), the Supplemental Security Income (SSI) program is designed to help people who are unable to earn enough money to support themselves. One difference between the two is that SSI benefits are for a more specific group of people who have very limited financial resources, and who have blindness, certain disabilities, or who are 65 years and older. But just like SSD benefits, people who qualify for SSI cannot necessarily get their benefits right away.
Houston residents who receive Supplemental Security Income are often confused by the various rules and regulations that determine whether they can keep their benefits in certain circumstances. For example, many people who receive SSI-related benefits also work, but require items or services to make that possible. With that, they will wonder how the expenses to purchase these goods and services will affect their SSI. People in this situation need not worry. In the bulk of cases, any out-of-pocket costs to help a person who is disabled and is receiving SSI will have the costs deducted by the Social Security Administration.
Texans who are receiving Social Security disability sometimes have what is known as a "representative payee" who will manage the money. This must be fully understood in several contexts such as how it influences the individual and what those who get Supplemental Security Income are required to do based on it. In general, the Social Security Administration will decide that a person needs a representative payee if there is information indicating that he or she will need assistance in managing their money.
When a Houston resident who has yet to reach legal adulthood is receiving Supplemental Security Income, it can be worrisome as to what will happen when he or she turns 18. Understanding what happens in these circumstances can help to assuage these concerns. The first thing to recognize is that there are factors that are key to continuing to receive benefits.
Nearly 66 million Americans receive Social Security payments, and Houston has its fair share of beneficiaries. While most people might think of Social Security primarily as a retirement benefits system, it also has other programs that serve crucial functions.
People often associate Social Security with retirement because tens of millions of retired workers draw Social Security retirement benefits each year. While it is true that Social Security is a major source of retirement income for many people, the Social Security program is, more generally, supposed to be a source of financial help for the country's most vulnerable people.
A prior post on this blog explained that the Social Security Administration has a work incentives program so that people who receive Supplemental Security Income can work a paying job without losing all of their benefits. In addition to encouraging beneficiaries to pursue gainful employment, the SSI program also allows the person to deduct certain expenses from the amount that the SSA deems as earned income.
Individuals over the age of 65 are likely either retired from work, or are at least thinking about retirement. For many people, however, retirement may not seem like a realistic option because they don't have sufficient savings or income. Likewise, Social Security retirement benefits may not be enough to cover the retiree's monthly living expenses. In such cases, Supplemental Security Income benefits may be an option.
People in Houston who apply for Supplemental Security Income must be aware that there are certain issues that will be taken into account when it is decided whether there will be an approval of benefits. The resources that a claimant has will be important. This is because SSI is based on need. A person who has countable resources that surpass $2,000 for an individual and $3,000 for a couple will not be able to get SSI.