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Understanding Supplemental Security Income

Supplemental Security Income is an important benefit available to disabled individuals and others. SSI may provide protections to disabled individuals who do not qualify for Social Security Disability benefits. Supplemental Security Income can provide help with every day costs and expenses for those who qualify for SSI.

Disabled individuals who suffer from a disability that prevents them from being able to be gainfully employed, but who lack the sufficient work history to qualify for Social Security Disability benefits, may be able to qualify for Supplemental Security Income. Disabled individuals who qualify for SSI benefits also qualify for Medicaid for their healthcare needs. Supplemental Security Income is a different option for disabled individuals who do not qualify for SSD benefits.

Eligibility for Social Security Disability benefits is based on a qualifying medical condition and work history. The disabled individual must suffer from a medical condition that is so severe that it prevents them from working and must also have the necessary work history credits to qualify for benefits. Eligibility for Supplemental Security Income does not have the same work history requirement and is for disabled individuals with limited means and resources.

Because Supplemental Security Income can be important help for disabled individuals and their families with their daily needs, it is essential for disabled individuals seeking SSI benefits to be familiar with the application and appeals processes. Appeals options include filing a request for reconsideration, a hearing before an administrative law judge, an appeal to the Social Security Administration Appeals Council and, lastly, an appeal to federal court.

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