The Social Security Administration (SSA) has specific rules and qualifications in place to ensure that only those with real need connect with federal disability benefits. Limits on assets, limits on income and specific requirements for the impact of medical conditions all help weed out inappropriate applications and those who could theoretically still support themselves.
Unfortunately, strict rules and requirements associated with Social Security Disability Insurance (SSDI) benefits may prevent individuals who deserve coverage and protection from applying. For example, those who suffer a debilitating medical condition that prevents them from working a full-time job and possibly meeting all of their personal care requirements could assume that they can’t receive disability benefits because they are still able to work part-time.
If the condition is serious enough, you can still qualify
The severity of the medical condition is the single most important factor in the success of a disability benefits application. Having adequate medical documentation about the symptoms and effects of your condition will increase the likelihood of receiving the benefits that you need.
Simply being able to work 10 hours a week at in a sedentary position is not an indicator that you would not qualify. Work isn’t just about income. Having a job allows for healthy socialization and a sense of purpose, which is important for mental and social health.
Especially if your condition makes even that small amount of work painful or difficult, your desire to keep working won’t inherently prevent you from receiving benefits.
There is a limit to your monthly income while receiving Social Security benefits
Receiving SSDI benefits comes at a cost. You have to affirm that you are unable to work in a full-time capacity. Still, there is nothing that will prevent you from returning to work part-time, provided that your income remains below a specific commercial.
For the average benefit recipient, their monthly income from part-time work should not exceed $1,260. For those who suffer from blindness, that income limit increases to $2,110, possibly more in some situations. Knowing your rights, including your right to return to part-time work, can make it easier for you to navigate the complex Social Security system.