Because many people applying for Social Security disability benefits are experiencing this system for the first time, it can be easy for them to make decisions based on hearsay. Believing these myths can make the application process more stressful or difficult. What are some myths about the disability benefits?
Myth 1: The Social Security Administration (SSA) will deny your claim.
Disability benefits cannot be guaranteed, but the fact is that the SSA does award benefits to about a third of applicants. The administration initially denied many of these applications, but the appeals process allows denied applicants to revisit their application and have the administration reconsider their need.
Myth 2: You cannot work and receive disability benefits.
While it often takes careful planning, it is possible to work while applying for benefits or while receiving support. As long as you do not earn a substantial amount — $1260 for most applicants — you can earn additional income to support yourself without damaging your ability to receive disability benefits.
Myth 3: You will receive disability benefits permanently after your application is approved.
You may receive long-term disability benefits, but they will not necessarily last forever. The Social Security Administration periodically reviews cases to determine whether recipients still qualify for disability benefits, and benefits automatically end when recipients can collect full social security benefits.
Myth 4: Hiring an attorney to help with the application process is expensive and difficult.
Many believe that working with an attorney is out of their reach, but the fact is that an attorney with experience in social security disability issues can be an important investment. Many offer free initial consultations that can help you explore your legal options, and an attorney’s familiarity with the law could give your application a greater chance of success.