As a parent, there’s nothing you care about more than providing your children with the stability they deserve. While this is easier said than done, there are a variety of steps you can take to get on the right track.
If you have a child with a disability, it’s important to make note of the many government programs they may qualify for. Even if they’re unable to take advantage today, this could change in the future.
The many types of childhood disabilities
With adults, the Social Security Administration takes into consideration the ability for the person to work when deciding for or against the distribution of disability benefits. But when dealing with children, they take a different approach.
Since the majority of children haven’t paid enough in Social Security taxes to qualify for Social Security Disability (SSD) benefits, there’s another option to consider: Supplemental Security Income (SSI).
While this program doesn’t require your child to have paid into the system, you must meet both asset and income restrictions.
To qualify, you must be able to prove that your child has suffered from a severe functional limitation for a period of no less than a year. This can include both mental and physical conditions that limit their activity.
Some of the most common types of childhood disabilities include:
- Autism
- Blindness
- Psychiatric disorders
- Cerebral palsy
- HIV
- Muscular dystrophy
- Pulmonary disorders
What now?
If you believe that your child has a disability and they’re entitled to Supplemental Security Income, it’s time to take action.
As noted above, the first thing you should do is learn more about their particular disability and the impact on their life. This will go a long way in deciding if they’re eligible to receive benefits at this time.
From there, apply for Supplemental Security Income through the Social Security Administration. If you receive an approval on behalf of your child, you can take the final steps in completing the process.
Conversely, if you receive a denial letter, read it carefully to determine why. You can then take steps to appeal the decision, protect your child’s legal rights and hopefully have it overturned.