Understanding Social Security Disability: FAQ

On Behalf of | Oct 19, 2021 | Social Security Disability

Social Security Disability is available to certain people in the United States who have paid into the system over time. These individuals may suffer from illness or injuries that make it difficult for them to work, so they can seek Social Security Disability Insurance to receive financial benefits prior to retirement.

You usually need to have a substantial work history before you’ll be able to claim Social Security Disability, but not always.

How long do you need to work to get SSDI?

Usually, you will need around 10 years of a work history to obtain Social Security Disability. However, for younger people who can’t have a 10-year history, a shorter timeline may be acceptable.

The Social Security Administration doesn’t just base your approval on how long you’ve worked. You’ll also have to show that your work history qualifies.

How long does your disability have to last to result in disability benefits?

The injury or illness resulting in your current disability should be expected to last at least 12 months or to be terminal. During that time, you’ll need to show that you’re not able to engage in substantial gainful employment of any type.

What do you need to include on your Social Security Disability application?

The application is relatively straightforward, but you need to be thorough. You will need to provide information such as:

  • Your personal history
  • Your work history
  • Any medical problems you have
  • A list of your medical providers
  • Information on hospitals where you’ve had treatments
  • Your medical history
  • Test results

These and other documents are an essential part of your claim. If you don’t include enough documentation, then it is more likely that your claim will be denied.

What happens if your claim is denied?

If your claim is denied, then you have an opportunity to appeal that decision. You’ll want to look closely at the reason for the denial, and then you will need to obtain further documentation and legal support. You may want to have another party review the appeal before you return the paperwork so that you have an opportunity to have the SSA overturn its first decision.

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