Social Security Disability Insurance (SSDI) benefits exist to help people support themselves if they cannot work. It is an earned benefit program administered by the Social Security Administration (SSA).
People earn SSDI benefits by maintaining gainful employment or working as an independent contractor. Their federal income tax contributions include funds that help support the SSA’s various benefit programs. If a worker becomes unable to continue their employment because of a disabling medical condition, they may qualify for SSDI benefits. However, many applicants have to appeal to get benefits from the SSA. It can be difficult to go through a bureaucratic process when an applicant is already unable to work. They may have mounting expenses and no income.
How long can the appeals process usually take?
Reconsideration can be relatively quick
The first stage of the appeals process is internal. Applicants rejected initially can request an appeal. They may submit additional medical documentation to the SSA or may correct mistakes made in the initial paperwork.
A different professional employed by the SSA reviews the application and any supplemental documents or corrections provided. Reconsideration can take as little as a few weeks in some cases and can result in the prompt approval of an application. Only about 2% of SSDI applicants, on average, obtain benefits through reconsideration.
Appeals hearings take longer
If a reconsideration isn’t successful, then applicants may require a hearing in front of an administrative law judge. The applicant and their lawyer can present additional evidence in the hopes of convincing the judge that the SSA made the wrong decision.
According to data reported in October 2024, appeals in the Houston area move forward quickly. The Houston North facility reports an average wait time of six months. Those appealing decisions made by the Houston West facility face a six-and-a-half-month wait on average.
Another 8% of applicants on average each year obtain benefits approval through an appeals hearing. It could take between six months and a year or sometimes longer to complete the SSDI appeals process. Those who are successful may be eligible for monthly payments going forward and even backdated benefits.
Having support when applying for SSDI benefits or appealing an SSA decision can help people get the support they need. Appeals can be frustrating but are often worthwhile for those who cannot work due to medical challenges.